We’ll Accept Your Dental Insurance in Weymouth
At Columbian Square Dental, our team believes that even the highest-quality dental care should always be affordable for the average family, and that’s why we’re happy to accept dental insurance in Weymouth from a long list of providers, including:
- Delta Dental
- Blue Cross Blue Shield
- United Concordia
- And many more!
Of course, if you’ve invested in dental insurance, you’d probably like to know the best ways to use it so you can maximize your benefits. Here are 3 easy tips to help you get the most out of your plan whenever you come to see your dentist in Weymouth at Columbian Square Dental.
1. Use It for Checkups & Cleanings
Dental insurance and health insurance are both intended to help people save money when they visit the doctor, but they work a bit differently from one another. Dental insurance is mostly focused on helping people avoid dental issues rather than just treat them as they pop up. This is why, for most plans, preventive services like checkups and cleanings are completely or mostly covered while restorative treatments (like fillings, crowns, and bridges) are only partially covered.
What does this mean for you? It means that the best way to use your plan is to have it cover your two recommended appointments each year. These visits will likely be paid for by your insurance, and they’ll also keep your teeth healthy so you won’t need more involved (and expensive!) treatments in the future. In the long run, it’s the best approach for both your smile and your wallet!
2. Go In-Network
When a dental practice is “in-network” with a particular provider, it means that they have a contract with the provider to offer their services for pre-negotiated (usually discounted) fees. When you visit a practice that is in-network with your plan, it actually helps you save money in two distinct ways.
Not only will your care already be discounted, but your insurance will cover a portion of these lower rates as well. You won’t get these same kinds of savings from a practice that is out of network, so to maximize your plan, go in-network whenever you can.
3. Don’t Let Your Benefits Expire
Most dental insurance plans have what is called an annual maximum, which is the highest dollar amount of care it will cover per person, per year. On average, this amount is about $1,250. However, most people only receive about $323 worth of dental care each year, leaving about $927 leftover. That’s okay though, right? You’ll just use that money when you really need it.
Unfortunately, that’s not how dental insurance works. Typically, a plan’s annual maximum resets on January 1st every year, so that extra money actually does not rollover, instead going straight back to the insurance company.
How can you make sure you don’t leave money on the table? All you need to do is maximize your dental benefits each year. If you’ve only had one checkup and cleaning so far this year, be sure to schedule another one before January 1st. Need a tooth repaired or replaced? You can get the process started now and save while doing it. Have outstanding dental work that needs to be completed? You can wrap it up now, and it will cost you much less than waiting till next year.
Come See Us & Save
We take the time and effort to make sure our team is always up to date on the ever-changing dental insurance landscape so they can help our patients save as much as they can whenever they come to see us. That way, with Columbian Square Dental, you can trust that you’re getting the most out of your benefits at every appointment.
To learn how we can use your particular plan to help you save on your dental care, please contact us today.