We’re Your Cigna Dentist in Weymouth
In our continuing effort to make high-quality dental care as affordable as possible, our practice is ready and willing to accept your dental insurance. If you have a plan with Cigna, this is especially good news because Columbian Square Dental is actually in-network with Cigna, enabling us to offer policy holders even larger savings that can add up to thousands every year.
What Does “In-Network” Mean?
“In-network” is a term that gets thrown around a lot when it comes to insurance, but not very many people take the time to explain what it actually means. That changes today!
When we say that our practice is in-network with Cigna, it means that we have a contract with them to offer our services to their policy holders for pre-negotiated (i.e. reduced) fees. Cigna then agrees to cover part of the cost of their policy holders’ care.
For you, this means that when you visit us and use your dental insurance, you actually save money in two distinct ways. As soon as you tell us that you have a Cigna plan, your overall costs will be reduced, and then your plan will cover a portion of those lowered fees. So, if you’re looking to maximize your benefits, one easy way to do it is to simply always visit an in-network practice like us whenever you can!
How to Get the Most out of your Cigna Dental Insurance
Dental insurance works a little differently than standard health insurance. Rather than help you fix problems as they pop up, dental insurance’s main focus is helping people avoid dental issues in the first place. This is why, with Cigna plans, preventive services like checkups and cleanings are completely or mostly covered while restorative treatments (such as fillings, crowns, and bridges) are only partially covered.
What does this mean for you? It means that the best way to use your plan is to have it mainly cover your two recommended preventive appointments each year. These visits will likely be paid for by your insurance, and they’ll also keep your teeth healthy so you won’t need more involved (and expensive!) treatments in the future. Basically, this is the smartest approach for both your smile and your wallet.
How to Use Your Cigna Dental Insurance with Us
We’re here to make the process of using your benefits as simple as possible. If you have a Cigna plan, there are two ways you can make sure you’re covered when you visit Columbian Square Dental:
- Contact us before your appointment with your member ID handy, and we’ll verify your benefits so that they are activated by the time you come to see us, which will lower any out of pocket costs the day of your visit.
- Or, just come to see us and be sure to bring your membership ID card. You may need to pay for the appointment the day of, but we’ll file the claim so your insurance will be able to reimburse you later.
Of course, we encourage all of our patients to call ahead so they can know exactly what they are expected to pay the day of their appointment. When you use your Cigna plan with us, we’ll file the claim, handle the paperwork, do any follow-ups, and work to maximize your benefits every time.
With Columbian Square Dental and Cigna, you can trust that your dental care will always fit easily into your family budget, and that’s certainly worth smiling about. To learn more about how we can use your particular plan to help you save, please contact us today.